Hi-Lo

The objective of Hi-Lo is to predict the winning card of the game round. Live Hi-Lo is played with six card decks that are stored in a shuffling machine. To win, you need to predict if the next card will be higher, lower or of the same value as the base card of the round. You can also choose to bet on other betting positions on the table.

Betting flow

  • If a game round is in progress when you enter the table, please wait for the next one, and then, place your bets.
  • To place a bet, choose a chip and place it on the betting position.
  • You can place several chips on different betting positions simultaneously.
  • The timer in the game window shows how much time you have left to place your bets.
  • You must confirm your bet. This can be done either manually, by using the Confirm button after each bet, or automatically at the end of betting time. If your service provider has enabled auto-confirmation, it is on by default and the Confirm button does not appear. You can switch the feature off in game settings.
  • After the No More Bets signal, the game round begins.
  • Winnings are paid for the winning bets at the end of each game round.
  • To play a game round, place your bets again or use the Rebet button.
  • To skip a turn, simply do not place any bets on the table. 

Game flow

  • When the first game round starts, three cards are burned, and fourth card is placed on the base card position on the table.
  • A round begins when there is a base card in front of the dealer.
  • After the game round is over, the three burned cards are returned into the shuffling machine along with the base card, where they are immediately shuffled. The result card of the round becomes the base card for the next round.
  • If you lost the round, the bet amount is taken off the table. If you won the round, the winnings are added to your Balance.

If the base card is a 2, Lower position on the table is disabled. If the base card is an Ace, then Higher position is disabled. Also, the 10-value card is not present in the game deck.

If it is possible to bet an amount that could potentially result in a win larger than the maximum payout limit, then the bet is automatically adjusted to the maximum possible amount for this position.

Bet positions

Position name

Description

Higher

Winning card is higher than the card on the table

Lower

Winning card is lower than the card on the table

Snap

Winning card is equal to the card on the table (independent of the suit)

Ace

Winning card is an Ace (independent of the suit)

King, Ace

Winning card is a King or an Ace (independent of the suit)

Black

Winning card is of the black suit (spades or clubs)

Red

Winning card is of the red suit (hearts or diamonds)

2, 3, 4, 5

Winning card is 2, 3, 4 or 5 (independent of the suit)

6. 7, 8, 9

Winning card is 6, 7, 8 or 9 (independent of the suit)

Jack, Queen, King, Ace

Winning card is a Jack, a Queen, a King or an Ace (independent of the suit)

Limit ranges

The limit displayed next to the table name in the Lobby and on the game table UI is the minimum bet limit allowed at the table. The Limits panel in the game menu also shows info about the maximum payouts.

Cancelled games

A game round can be cancelled by the dealer if complications occur and disrupt the game session. In such cases, all the players who are currently at the table are notified of the cancellation and all bets are returned to their accounts. Cancelled game rounds are marked with an X.

When the game round is cancelled, the current base card is removed from the table and a new base card is dealt.

Return to player and payout tables

The theoretical percentage return to player (RTP) varies from 96.00% to 96.67% depending on the current state of the game and the chosen bet position.

The table below lists values per position. Note that in position titles like "HK/L3" or "H2/LA", the "H" and "L" stand for the bets Higher and Lower that you choose, and letters ("K" for King) or numbers ("3") stand for the current base card value.

Position

RTP

Snap

96.65%

Ace

96.33%

Ace/King

96.33%

A–J/9–6/5–2

96.33%

Black/Red

96.00%

HK or L3

96.67%

HQ or L4

96.67%

HJ or L5

96.59%

H9 or L6

96.67%

H8 or L7

96.59%

H7 or L8

96.33%

H6 or L9

96.59%

H5 or LJ

96.33%

H4 or LQ

96.33%

H3 or LK

96.17%

H2 or LA

96.59%

Payout tables

The payouts for each position are listed in the table below.

Position

Payout

Ace

x11.56

King&Ace

x5.78

Black/Red

x1.92

2–5

x2.89

6–9

x2.89

J–A

x2.89

Higher

Ratio depends on the current base card

Snap

x12.06

Lower

Ratio depends on the current base card

Possible payouts on the Higher and Lower betting positions update dynamically before each round starts, depending on the current base card.

Card on the table

Lower

Higher

2

-

x1.05

3

x11.56

x1.15

4

x5.78

x1.28

5

x3.85

x1.44

6

x2.89

x1.65

7

x2.31

x1.92

8

x1.92

x2.31

9

x1.65

x2.89

Jack

x1.44

x3.85

Queen

x1.28

x5.78

King

x1.15

x11.56

Ace

x1.05

-

UI Elements

3c1
Rebet
Places the same bet as in the previous round.
3c2
Undo
Removes your bets that are currently on the table.
3c3
Double
Doubles the bet you have currently placed.
3c4
Confirm
Confirms all the bets you have placed on the table. Without confirmation your bets do not count.
bj1
Stand
Draws no more cards and ends turn.
bj2
Hit
Requests one more card from the dealer.
bj3
Split
Allows to split your hand and request one more card, to continue playing two hands on a single position.
bj4
Insurance
Protects your bet in case the dealer gets Blackjack.
3c5
Deal
Confirms your bets and notifies others that you are ready to proceed to game round.
bj5
Side bets
Hides/shows theSide bets.
3c7
Menu

The button opens theSettingsmenu.

  • Game Settings- Allows you to enable or disable Auto-confirmed bets feature and tooltips.
  • Audio Settings- Allows you to mute and unmute game sounds and dealer’s voice and change sound volume.
  • Video Settings- Allows you to change video stream quality.
  • Game History- Allows you to access full information about your previous game history.
    If you find the data provided in theGame Historyinsufficient, please request a more detailed overview from your service operator.
  • Help- Opens the Help and Rules files that you are currently reading.
  • Support*- Allows you to contact the Customer Support team.
    * This option may not be available in your region.
Balance Displays your current game balance. This is the money you can use to play the game.
3c8
Cashier
Opens theCashierwindow, where you can make deposits, withdrawals, see your transaction history, etc.
3c9
Limits
Opens theLimitspanel.
3c10
Tips
Gives a tip* to the dealer.
* Option is available only if enabled by your service provider.
3c11
Lobby
Loads theLobbywhere you can join another table. Please note, that if the game round is in progress, and you have placed bets on the current table, you need to wait until the game round finishes, before you can leave your current table.
3c12
Golden Chip

Golden Chipsare bonus chips that are awarded to you in certain table games. EachGolden Chiphas a specific value and can be used for betting like a normal chip. If theGolden Chipmenu is available on the dashboard, it means that you haveGolden Chipsavailable for you to use in the current game.
TheGolden Chipmenu displays the value and the amount of theGolden Chipsavailable in each particular game. If you have been awardedGolden Chipsof different value, the menu lists all chip values and their amount. Chips of the same value from different bonuses are added up.

The Info button opens a pop-up with more information about theGolden Chips.

To bet using theGolden Chips, first select the desiredGolden Chipvalue and then place a bet as normally. The remaining amount ofGolden Chipsdecreases respectively.

Note that:

  • Golden Chipsare only accepted as initial bets in the game. Any following activities, such as doubling, shall be deducted from yourReal Moneybalance.
  • In card games, you cannot place aGolden Chipand regular chips on the same bet position simultaneously. However, you are welcome to mix aGolden Chipwith aReal Moneybet in all Roulette and SicBo games.
  • You can bet only oneGolden Chipin each game round. This means that in multihand games, theGolden Chipcan be placed on one hand only.

In case of aTieorPush, theGolden Chipyou bet is returned to you. Note thatTieorPushare featured only in Blackjack and poker games.

When yourGolden Chipbet wins, the value of the winningGolden Chipis deducted from your win amount.

All game rounds that are played usingGolden Chipsare also distinguished in game history with the corresponding (GC) icon.

Note:This feature can be enabled or disabled by your service provider.

Live Bets Disclaimer

We make every effort to ensure that the information that is displayed to you and on our website with regards to the events is accurate. However, this is to be used for guidance purposes only. Due to the nature of these events and due to live transmissions potentially being delayed, we assume no liability for any information, including the score and time of game, being incorrect. Please ensure that you refer to the specific betting rules to see how bets are settled in particular markets. Note that this delay varies between customers and may depend on the setup from which they are receiving the data or pictures.

Live video feeds: Due to the nature of the Internet, video latency may occur. The game has been designed to ensure that players do not have advantage nor are in disadvantage due to the potential latency.

Note on malfunctions: A malfunction voids all pays and plays.

Note on rounding: Bets are always rounded down from the third decimal point. When you are refunded, and the money is transferred to your account balance, any amount smaller than 0.01 is rounded down.

Note on disconnections: If you are disconnected from the game due to a connection problem, your bets are recorded and paid out according to the results of the round. You can view the results of the round in the game history.

The maximum win in a game is 350,000,000 COP or 10,000 times the bet, whichever is reached first. Other limits may apply per provider.

Last modification date: 3/15/2022